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Hiscox

IET members can benefit from a specially negotiated discount on Hiscox home, contents and travel insurance.

 

Hiscox Home and Contents Insurance

Hiscox are experts in insuring homes like yours and understand it is not always easy to put a price on the things you value.

As a special offer, IET members benefit from a 12.5 per cent saving on Hiscox Home Insurance for the entire life of the policy.

Call 0800 116 4623 or visit www.hiscox.co.uk/iet to learn more.

To help make sure you're never underinsured, Hiscox's Home Insurance provides unlimited cover. This means that whatever the value of your loss, you can be confident you're covered. For certain claims, such as tracing and repairing a leak, there's a maximum amount they'd pay. However, the cover they provide is still higher than most other home insurance policies.

Key benefits of Hiscox Home Insurance include:

  • Individual items or sets up to £15,000 are covered as standard; you don’t need to list them or buy separate cover.
  • Up to £150,000 cover available for your jewellery and watches, no need to buy separate cover.
  • Over 97 per cent of Hiscox customers surveyed who have a made a claim would recommend them (Insight Now, 342 surveys, Jul-Dec 2016).
  • A dedicated named handler is assigned to all claims wherever possible as standard.
  • Your home automatically stays fully protected, even as it increases in value.
  • Their unlimited buildings insurance automatically covers the cost to fully rebuild your house.
  • You could save with a 25 per cent No Claims Discount when you switch to them.
  • High value bike cover of up to £10,000 per bike when you call them. No need to buy separate cover.
To get a quote: Call 0800 116 4623

Hiscox Renovation and Extension Insurance

Carrying out a renovation or extension on your home? With some insurers, a renovation or extension on your home may reduce the protection of your current home insurance policy or invalidate it completely, leaving your biggest asset potentially uninsured.

Hiscox Renovation and Extension Insurance provides cover for building works over £75,000. The cover is available for Hiscox Home Insurance policy holders and can be added to your policy for a set time period and once your works are complete, the extra cover will be removed and your home insurance policy continues uninterrupted.

What kind of risks are covered?

  • The existing structure – your home remains fully insured against damage and loss.
  • Your possessions – the items in your home or temporarily in storage because of the works.
  • Alternative accommodation – if your property becomes uninhabitable due to loss or damage from the building works.
  • Building materials and equipment – those that are on-site but not yet fitted to the property e.g. kitchen units.
  • Works in progress – the sections of the property that are still under construction.
  • Public liability – if an accident happens as a result of your building work - for example, a roof tile falling and hitting a passer-by – then you're covered.


 

Second Home Insurance

When it comes to insuring your UK second home, there’s no need to compromise on cover just because you’re not there all the time. If your main home is insured with Hiscox, your second home can be insured too – giving each the same high-quality buildings and contents cover.

To help make sure you're never underinsured, Hiscox provides both properties with unlimited cover.

Key benefits:

  • Unlimited cover
  • No need to list any individual items, pairs or sets worth £15,000 or more
  • Home office cover (if added to the main home policy)
  • Legal expenses cover (if added to the main home policy)
  • No claims discount protection (if added to the main home policy)
  • Optional home emergency cover – £1,000 of cover per claim for emergency repairs at your second home


 

Hiscox Travel Insurance

IET members receive a 5 per cent discount on the following Hiscox Travel Insurance products: Annual Travel Insurance and Gap Year Travel Insurance. Members can also benefit from receiving an additional 10 per cent discount when buying online.

Call 0330 660 0751 or visit www.hiscox.co.uk/iet to learn more.

Key benefits of Hiscox travel insurance include:

  • £10 million emergency medical expenses.
  • Personal liability up to £2 million.
  • Natural catastrophe evacuation cover.

Terms and Conditions

Terms and conditions apply. For full terms and conditions please visit www.hiscox.co.uk/iet

The 12.5 per cent saving only applies to Hiscox Home Insurance available via the special telephone number and/or website and is subject to a minimum premium. The total travel insurance saving you can benefit from is over 14 per cent, comprising a 10 per cent online discount and a 5 per cent preferential rate, and is subject to minimum premiums..Cases that do not meet Hiscox’s underwriting criteria may be referred to a Hiscox recommended specialist insurance broker, where these offers will not apply. The Institution of Engineering and Technology is an Introducer Appointed Representative of Hiscox Underwriting Ltd which is authorised and regulated by the Financial Conduct Authority.

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Hiscox have been awarded the 2016 Consumer Intelligence Most Trusted award, as voted for by consumers, based on a survey carried out by Consumer Intelligence of over 24,000 consumers surveyed between January 2015 to December 2015. For the past ten years running, Defaqto have awarded Hiscox home insurance five stars. Defaqto is an independent financial research company, who rate products from one to five depending on the level of quality and comprehensiveness of the features and benefits it offers.